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DRIP calculator: reinvest dividends

Compare dividend reinvestment with taking cash under a constant-yield scenario.

How this DRIP model works

With starting value P, annual yield r, n reinvestments per year, and t years, the model calculates P × (1 + r/n)^nt. Cash distributions without reinvestment total P × r × t. Fractional shares are allowed. The model assumes constant share price and yield, no additional contributions, taxes, fees, inflation, or dividend changes. It is a simplified illustration, not a price or total-return forecast.

Worked example

$10,000 at 4% with quarterly reinvestment for 10 years becomes approximately $14,888.64. Without reinvestment, the same assumptions produce $4,000 in cash dividends while the original holding remains $10,000.

To model income without compounding, use the dividend income calculator.

Choose inputs carefully

Check whether the yield includes special payments. Read about trailing versus forward yield, or explore US dividend research. This calculator runs on your device; it does not send entered amounts to Yieldly.